although it sounds straightfoward it will cause a charging problem. When u tap off one battery for the 12v you will also take all the power to utilize that item from the one battery, and yes eventually the alt will see a drop in the overall 24v of the combined batteries. It will start to increase output to recharge them however only one battery is in need of additional charging the other is just being overcharged. How much overcharged depends on the 12v draw, however the result is likely just shortened battery life for at least one battery.